The sections below are not a substitute for the full legal text — please read the complete Terms carefully. These cards summarise the most important points only.
at99 is accessible only to adults aged 18 and above, or the higher minimum age required by the operator or license jurisdiction. Use of this platform by minors is strictly prohibited. Users are responsible for confirming their eligibility under applicable local law.
at99 is an independent editorial platform. We do not operate a casino, sportsbook or any gambling service. All content is for informational purposes only. Nothing on this platform constitutes financial, legal or gambling advice. Users act on information at their own risk.
at99 makes no warranties — express or implied — regarding the accuracy, completeness or currency of content. Bonus figures, odds, payment terms and platform features described on at99 are illustrative and subject to change by individual operators without notice.
Users are solely responsible for ensuring their use of at99 and any linked platform complies with the laws of their jurisdiction. Pakistan's Prevention of Gambling Act, 1977 and other applicable legislation may restrict certain activities. at99 does not provide legal advice.
All editorial content, design elements, trademarks, logos and other materials on at99 are the intellectual property of the platform or its licensors. Reproduction, redistribution or commercial use without prior written consent is strictly prohibited.
at99 reserves the right to amend these Terms at any time. Material changes will be reflected in the effective date displayed at the top of this page. Continued use of at99 following any amendment constitutes acceptance of the revised Terms.
Welcome to at99 (referred to throughout these Terms as "at99", "we", "us" or "our"), an independent English-language editorial platform accessible at https://at99.cam. at99 is operated as an informational resource for adults in Pakistan and other jurisdictions who seek editorial content relating to online sports betting, cricket odds, live casino games, payment methods and responsible gambling practices.
These Terms and Conditions (the "Terms") constitute a legally binding agreement between you (the "User", "you" or "your") and at99 governing your access to and use of the at99 website, including all content, features, guides, tools and information published thereon. These Terms should be read in conjunction with our Privacy Policy and our Responsible Gambling guidance, both of which form part of the overall agreement between you and at99.
at99 is not a licensed gambling operator. We do not accept wagers, process deposits, hold player funds or issue gambling licenses. Nothing on this platform should be construed as an invitation to gamble or as confirmation that gambling is lawful in your jurisdiction.
For the purposes of these Terms, the following definitions apply:
3.1 By accessing, browsing or otherwise using the Platform, you confirm that you have read, understood and agree to be bound by these Terms in full, without modification or reservation.
3.2 If you do not agree with any part of these Terms, you must immediately cease using the Platform and navigate away from all at99 pages.
3.3 These Terms apply each time you access the Platform, regardless of the device or connection method used. Access via mobile browsers on Pakistani telecommunications networks (including Zong, Jazz, Telenor and Ufone) is subject to the same Terms as desktop access.
4.1 The Platform is intended solely for adults aged 18 years and above, or the higher minimum age required by the operator or jurisdiction in which the User is located. Use of the Platform by persons under this age is strictly prohibited.
4.2 By using the Platform, you represent and warrant that: (a) you are of legal age as required; (b) your use of the Platform does not violate any Applicable Law; (c) you are not located in a jurisdiction where access to online gambling information is prohibited; and (d) you accept full personal responsibility for compliance with all Applicable Law.
4.3 at99 makes no representation that its Content is appropriate for use, or available, in all locations. Users who access the Platform from outside Pakistan do so on their own initiative and are responsible for compliance with local laws.
4.4 at99 does not verify the age or identity of its users and relies entirely on self-declaration. If you become aware that a minor has accessed the Platform, please notify us at the contact details provided in Section 18.
5.1 at99 is an independent editorial information platform only. It does not constitute, and should not be construed as, a gambling service, financial service, legal service or advisory service of any kind.
5.2 at99 does not operate a casino, sportsbook, poker room or any other gambling facility. at99 does not accept bets, wagers, deposits or withdrawals. at99 does not hold or manage player funds.
5.3 References to specific gambling platforms, bonus structures, game mechanics and odds markets are editorial in nature. They are provided to help Users understand what to look for and what questions to ask — not as endorsements, recommendations or guarantees of any particular outcome or experience.
5.4 at99 does not hold any gambling license issued by any authority in Pakistan or elsewhere. We do not claim authorisation from the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan or any provincial regulatory body in respect of gambling activities.
6.1 All Content published on at99 is provided on an "as is" and "as available" basis, without any warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, fitness for a particular purpose or non-infringement.
6.2 Illustrative Figures — including but not limited to bonus amounts expressed in PKR, wagering multiples, cashback percentages, RTP rates, VIP tier thresholds and processing time estimates — are provided for educational context only. These figures are not sourced from live operator data and may not reflect current operator terms. Users must independently verify all such figures on the relevant operator's live platform before making any financial decision.
6.3 at99 makes reasonable efforts to keep Content current; however, the online betting landscape changes frequently. Operator terms, bonus availability, payment method support and licensing conditions are subject to change without notice and at99 cannot guarantee that any Content reflects the present state of any operator's platform.
6.4 Cricket statistics, PSL match data, ICC tournament information and other sports data referenced on the Platform are used editorially and for illustrative purposes. at99 is not affiliated with the Pakistan Cricket Board (PCB), Pakistan Super League (PSL), International Cricket Council (ICC) or any other sports governing body.
7.1 at99 may reference familiar Pakistani payment services — including Easypaisa, JazzCash, Raast, HBL (Habib Bank Limited), UBL (United Bank Limited), Meezan Bank and Bank Alfalah — solely as contextual examples of payment methods that may appear in operator cashiers.
7.2 at99 makes no representation that any of the payment service providers named or referenced on this Platform endorse, support, facilitate or permit gambling-related transactions. Each payment provider operates under its own terms of service, and Users must independently verify whether their chosen payment method can lawfully be used for gambling transactions on any particular platform.
7.3 at99 is not affiliated with, partnered with, or financially associated with Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, Bank Alfalah, or any other payment service provider referenced on this Platform.
7.4 References to BTC, USDT or other cryptocurrency denominations are for general informational context only. Cryptocurrency transaction mechanics, legality and tax treatment vary by jurisdiction. at99 does not provide cryptocurrency financial advice.
8.1 All Intellectual Property rights in and to the Platform and its Content are owned by or licensed to at99. This includes, without limitation, all articles, guides, layout design, typographic elements, colour schemes, logos, images and structured data.
8.2 You may access and read Content on the Platform for personal, non-commercial informational purposes only. You may not reproduce, copy, republish, upload, post, transmit, distribute, commercially exploit or create derivative works from any part of the Platform without at99's prior written consent.
8.3 Any trade marks, service marks or brand identifiers of third parties — including payment providers, sports leagues and software studios — that may appear in at99's editorial content are the property of their respective owners. Their appearance on at99 does not imply any endorsement, partnership or affiliation.
When using the Platform, you agree that you will not:
10.1 The Platform may, from time to time, contain informational references to third-party online gambling platforms ("Operators"). Any decision by a User to register on, deposit funds with or otherwise engage with an Operator is made entirely at the User's own risk and is a direct contractual relationship between the User and that Operator.
10.2 at99 has no control over and assumes no responsibility for the content, privacy policies, terms of service or practices of any third-party platform. at99 does not guarantee that Operators referenced on this Platform are licensed, reputable or compliant with applicable regulations.
10.3 at99 shall not be liable for any loss or damage — including financial loss — incurred through your interaction with any third-party platform or Operator, regardless of whether that Operator was mentioned in at99's Content.
11.1 To the fullest extent permitted by Applicable Law, at99, its editors, contributors, officers and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, punitive or exemplary damages arising from or in connection with your use of, or inability to use, the Platform or its Content.
11.2 Without limiting the generality of the foregoing, at99 shall not be liable for: (a) any financial loss arising from gambling activity undertaken following use of at99's Content; (b) any loss arising from reliance on Illustrative Figures that do not reflect live operator terms; (c) any loss arising from the unavailability, inaccessibility or discontinuation of any third-party platform referenced on at99; or (d) any loss arising from unauthorised access to or alteration of your data or transmissions.
11.3 Nothing in these Terms shall exclude or limit at99's liability for death or personal injury caused by its negligence, or for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under Applicable Law.
You agree to indemnify, defend and hold harmless at99, its editors, contributors, officers and affiliates from and against any and all claims, damages, losses, costs and expenses (including reasonable legal fees) arising from: (a) your use of the Platform in violation of these Terms; (b) your violation of any Applicable Law; (c) any content or material you submit or transmit through the Platform; or (d) your infringement of any third-party rights.
13.1 These Terms shall be interpreted in accordance with the laws applicable to at99's operational jurisdiction. Users in Pakistan acknowledge that additional or overriding requirements may arise under Pakistani law, including the Prevention of Gambling Act, 1977, the Electronic Crimes Act, 2016, and other applicable legislation.
13.2 Nothing in these Terms constitutes legal advice for any particular jurisdiction. Users in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar and all other Pakistani cities are encouraged to seek independent legal counsel regarding the legal status of online gambling content in their location.
13.3 Any dispute arising from these Terms or your use of the Platform shall be subject to the exclusive jurisdiction of the competent courts of the applicable governing jurisdiction, unless otherwise required by mandatory Applicable Law in your location.
14.1 at99 is committed to the promotion of responsible gambling. Our editorial content consistently highlights the risks associated with gambling, the importance of setting limits and the availability of self-exclusion and support tools offered by licensed operators.
14.2 Gambling involves significant financial risk. The majority of gamblers who engage over extended periods experience net losses. at99 does not present gambling as a reliable income source or as an activity free from risk.
14.3 If you or someone you know may be experiencing difficulties related to gambling, we encourage use of the responsible gambling tools available through operators — including deposit limits, session time limits, cooling-off periods and self-exclusion — and referral to support resources. See our dedicated Responsible Gambling page for further guidance.
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains what personal data we collect, how it is processed, how long it is retained and what your rights are as a data subject. By using the Platform, you consent to the data practices described in the Privacy Policy to the extent required by Applicable Law.
16.1 at99 reserves the right to amend, modify, update or replace these Terms at any time and at its sole discretion. Revised Terms will be published on this page with an updated effective date at the top of the document.
16.2 Your continued use of the Platform following the publication of amended Terms constitutes your acceptance of those amendments. If you do not agree to amended Terms, you must cease using the Platform immediately.
16.3 at99 also reserves the right to modify, suspend or discontinue any part of the Platform at any time without notice and without liability to Users.
17.1 If any provision of these Terms is found to be invalid, unlawful or unenforceable by a competent court or regulatory authority, that provision shall be deemed severed from the remaining Terms, which shall continue in full force and effect.
17.2 These Terms, together with the Privacy Policy and the Responsible Gambling guidance, constitute the entire agreement between you and at99 in respect of your use of the Platform and supersede all prior communications, representations and agreements relating to the same subject matter.
17.3 No waiver by at99 of any breach of these Terms shall be construed as a waiver of any subsequent breach. at99's failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
If you have any questions, concerns or feedback relating to these Terms and Conditions, please contact the at99 editorial team using the details below. Note that the email address is displayed as plain text and is not a clickable link.
Platform: at99
Website: https://at99.cam
Email: [email protected]
Response target: within 24–48 business hours for general legal enquiries. Responsible gambling queries are prioritised.
For responsible gambling support queries, please visit our Responsible Gambling page, which provides additional guidance, tool descriptions and support resource references.